Sooo... I Just Got Rear Ended

"Denver Is Stuck In The 90s" (denver80222)
12/05/2016 at 16:51 • Filed to: None

He was at fault, he also had no drivers license, lapsed Insurance, and was driving for lyft. I filed an accident report and exchanged information with him. Now... To sue or not to sue, that is the question. Bueller? Lehto? Bueller?

There doesn’t appear to be unibody damage, but the bumper and exhaust is pretty fukt

DISCUSSION (56)

Nibby > Denver Is Stuck In The 90s
12/05/2016 at 16:52

Your XJ is worth around... $53,485.59 so charge him that.

MontegoMan562 is a Capri RS Owner > Denver Is Stuck In The 90s
12/05/2016 at 16:53

Wow so...never use lyft apparently. If you can drive for them without a license or insurance I’m sure as hell not getting in a car.

That Bastard Kurtis - An Attempt to Standardize My Username Across Platforms > Denver Is Stuck In The 90s
12/05/2016 at 16:54

Oh I’d absolutely sue. I’ve got zero pity for people with no insurance or registration...if you have that little respect for the people you share the road with, you’ve got no business driving. I also would have called the cops.

My X-type is too a real Jaguar > Denver Is Stuck In The 90s
12/05/2016 at 16:56

I’d file suit against Lyft for allowing an uninsured, unlicensed driver to work for them.

EL_ULY > Denver Is Stuck In The 90s
12/05/2016 at 16:56

Pay up sucka!

Cash, grass, or ass!

New bumper and exhaust time

aberson Bresident of the FullyAssed Committe > Denver Is Stuck In The 90s
12/05/2016 at 16:56

I personally wouldn’t just because I wouldn’t feel like dealing with that much of a headache.

E90M3 > Nibby
12/05/2016 at 16:56

Come on Nibby, you’re gonna need more than that for taxes, title, and a warranty. Need to shoot for 60k to be safe. https://www.carmax.com/car/13925121

Arrivederci > My X-type is too a real Jaguar
12/05/2016 at 16:58

Agreed - since he was an agent for Lyft at the time, I would come after them for allowing an unlicensed employee driving for them. I’m not well-versed in how insurance works for Uber/Lyft/etc - I know when folks are driving for them, they’re covered by the company’s policy, right? So, technically he might have been insured. That said, he had no license, which is a big oops on Lyft’s part.

Tripper > Denver Is Stuck In The 90s
12/05/2016 at 16:58

No need to sue until you’re sure that he isn’t going to pay to fix your car.

EDIT: Even if he doesn’t pay up you might want to just use your insurance/own money and call it a day. If hes that much of a scumbag, you’ll just waste time and money on the legal process and maybe still not get paid.

S65 > Denver Is Stuck In The 90s
12/05/2016 at 16:59

Sue. That was dangerous, they could’ve done much worse have zero tolerance for that

Nothing > Denver Is Stuck In The 90s
12/05/2016 at 16:59

Many moons ago, by ‘85 was similarly rear ended. It was a kid, and we exchanged contact info, admitted he was at fault, please don’t call his parents, etc, etc. A few days later, after not hearing from him, I called his parents. Their response was that I had an old POS and my bumper was probably already smashed in. Hmmm.

So, I had a friend that was an attorney who offered to send them a nastygram on legal letterhead for me. I got a check within a week.

I’d sue, but I’m not what will happen with someone that already can’t apparently afford a license or insurance. Sure seems like Lyft would be mighty interested in this as well.

Highlander-Datsuns are Forever > Denver Is Stuck In The 90s
12/05/2016 at 16:59

You can sue and easily get a summary judgment, good luck ever seeing any money though.

Logansteno: Bought a VW? > Denver Is Stuck In The 90s
12/05/2016 at 17:00

You have to ask yourself if lawyers fees, court costs, etc involved in suing will exceed the estimate to fix the damage.

Odds are they will.

I’d honestly just go to the junk yard and get a bumper and exhaust. I can’t imagine it’d be too expensive.

Klaus Schmoll > Denver Is Stuck In The 90s
12/05/2016 at 17:00

Do you have a lawyer in the family, or legal insurance? As much as I want this sucker to feel the pain, there is no point in trying to grab into a naked man’s pocket. This idiot has not money, so you might end up with lots of legal fees that you will never see back. Get a bumper from a pull-a-part and forgive and forget. Maybe report him to Lyft?

Or sue them? But that’s a bit of a longshot.

ttyymmnn > Denver Is Stuck In The 90s
12/05/2016 at 17:03

Paging Steve Lehto. Steve Lehto to the front, please.

Tekamul > Arrivederci
12/05/2016 at 17:08

He could pursue Lyft due to insufficient vetting, but the driver has no coverage through Lyft for any insurance. He’s an independent contractor required to furnish his own insurance.

V8Demon - Prefers Autos for drag racing. Fite me! > Denver Is Stuck In The 90s
12/05/2016 at 17:11

I was under the impression that Lyft and Uber drivers were considered independent contractors. That would make suing Lyft or Uber and being successful VERY difficult.

Tekamul > Denver Is Stuck In The 90s
12/05/2016 at 17:11

Did you involve the police?

V8Demon - Prefers Autos for drag racing. Fite me! > Arrivederci
12/05/2016 at 17:12

From what I understand they’re not covered as they’re independent contractors.

RamblinRover Luxury-Yacht > V8Demon - Prefers Autos for drag racing. Fite me!
12/05/2016 at 17:14

On the other hand, providing Lyft with compelling cause to blacklist him would be very easy indeed.

Denver Is Stuck In The 90s > Tekamul
12/05/2016 at 17:16

Yes, I have a police report and I’m probably gonna go through my insurance and have them go after him

V8Demon - Prefers Autos for drag racing. Fite me! > RamblinRover Luxury-Yacht
12/05/2016 at 17:19

Indeed. I would imagine a couple of phone calls to corporate and a copy.of the accident report would suffice.

TysMagic > Denver Is Stuck In The 90s
12/05/2016 at 17:22

this seems like the best solution if you want to cause a ruckus for him, but not have to invest a lot of your time. Let the insurance company take chase. As many have already said, definitely let Lyft know!

shop-teacher > Denver Is Stuck In The 90s
12/05/2016 at 17:41

I would try pursuing him in small claims court. There’s not nearly enough money at stake here to be worth hiring a lawyer. The dude is probably an empty bag anyways.

XJDano > Denver Is Stuck In The 90s
12/05/2016 at 17:54

The 4.0 sounds great with a flowmaster. I have the 50 and had the 40 series on my manual. The 40 was louder and I would rev it. The 50 is ok on the auto. It gives it a growl and not a terrible drone on the highway.

Bumpers are pretty cheap froma junkyard. 4 - 15mm bolts per side holds the brackets on.

Good luck.

Satoshi "Zipang" Katsura > Denver Is Stuck In The 90s
12/05/2016 at 17:59

They may total your car, though.

Denver Is Stuck In The 90s > Satoshi "Zipang" Katsura
12/05/2016 at 18:01

According to nada, its worth $3500. I doubt that’ll happen

Ferdinand Adlersflügel > My X-type is too a real Jaguar
12/05/2016 at 18:14

I got hit by a Lyft driver who was uninsured and driving with a lapsed license and I filed a suit against Lyft.

SteveLehto > Denver Is Stuck In The 90s
12/05/2016 at 18:21

Depends on state law. Which state?

E92M3 > Ferdinand Adlersflügel
12/05/2016 at 18:30

What was the outcome?

Manwich - now Keto-Friendly > SteveLehto
12/05/2016 at 18:34

Going by the license plate, he’s in the state of “Pioneer”.

LOL

Actually upon closer inspecton, Colorado.

Denver Is Stuck In The 90s > Manwich - now Keto-Friendly
12/05/2016 at 18:38

I actually had to show provinance to get that plate. My family has been in Colorado for over 100 years making me a pioneer

Denver Is Stuck In The 90s > SteveLehto
12/05/2016 at 18:40

Colorado

Master Cylinder > Denver Is Stuck In The 90s
12/05/2016 at 18:50

Normally, someone with no license and lapsed insurance is probably not going to be worth the effort of suing. But since he was driving for Lyft at the time, maybe there’s something there. I don’t do auto accidents but it would probably be worth your time to consult a local auto accident attorney for a better idea of what your options could be.

boredalways > Denver Is Stuck In The 90s
12/05/2016 at 18:57

Sue Lyft for employing him

kgman > Ferdinand Adlersflügel
12/05/2016 at 18:58

And what happened?

TheLOUDMUSIC- Put it in H! > Denver Is Stuck In The 90s
12/05/2016 at 19:01

A few counties north, they don’t give a fuck. My grandma got em because she hates green, and we’ve technically only been here for like 80 odd years.

TheLOUDMUSIC- Put it in H! > Denver Is Stuck In The 90s
12/05/2016 at 19:02

Almost every XJ I’ve seen has that damage. My professional ametuer opinion says to not care.

comes over to help work on your car and only drinks beer > TheLOUDMUSIC- Put it in H!
12/05/2016 at 19:10

Duuude, I thought everyone in Colorado loves the green....s’pecially the real sticky stuff.

TheLOUDMUSIC- Put it in H! > comes over to help work on your car and only drinks beer
12/05/2016 at 19:12

jesus christ i get it we have legal recreational cannibis. these jokes stopped being funny and original about 4 days after it passed.

Jake - Has Bad Luck So You Don't Have To > TheLOUDMUSIC- Put it in H!
12/05/2016 at 19:32

Try being someone who wants to move to Colorado. “lol dude you just wanna get high lmao” no I’ve wanted to live there for 8 years fuckass.

Dr. Zoidberg - RIP Oppo > Denver Is Stuck In The 90s
12/05/2016 at 19:32

I would not sue. Just shake some cash out of him.

MonkeePuzzle > Denver Is Stuck In The 90s
12/05/2016 at 19:36

well thats sucks.

Jake - Has Bad Luck So You Don't Have To > Denver Is Stuck In The 90s
12/05/2016 at 19:37

I’m really not sure why this is such a huge discussion. Suing is (I’ve done it) an immense use of time and effort and in this situation may not get you anywhere due to Lyft worker’s status as independent contractors. So you get your insurance involved, I personally see $120 at a muffler shop and $80 at a pick-n-pull for a new bumper worth of damage, or just keep driving it and give no fucks because IIRC you already give no fucks about this truck since you have your Ranger.

Ferdinand Adlersflügel > E92M3
12/05/2016 at 20:01

Lyft had liability insurance that paid for my car and my property damage. (My car was hit parked at the end of my driveway and was pushed into my gate and then the stone retaining wall). They would not cover their driver’s car. Since the driver didn’t have his own insurance, he had no collision coverage.

Police were involved and they found the Lyft drive was intoxicated. I sued because the driver wouldn’t admit liability so Lyft didn’t want to pay me. I submitted my security tapes and they coughed up for all of the damages immediately, and eventually my lawyer’s fees after some prodding.

I do believe that the Lyft passenger was/still is suing Lyft for their driver being intoxicated.

Denver Is Stuck In The 90s > Jake - Has Bad Luck So You Don't Have To
12/05/2016 at 20:04

Yeah but now I’m trying to sell it since my Ranger will have a cat soon

Nibby > E90M3
12/05/2016 at 20:22

CP, I can get a 2011/2012 for $20k less

gogmorgo - rowing gears in a Grand Cherokee > Denver Is Stuck In The 90s
12/05/2016 at 20:32

My insurance would total it as policy due to age and also give it an irreparable title because of some stupid environmental bullshit reasons.

A friend of mine kissed a guardrail on a slippery bridge in her pristine ‘97 XJ, only crunching her bumper and pulling a fender flare off. They totalled it and paid out $3700 (even though she paid $3600 four years and 100,000km previous) even though I could have fixed it for about $200 in junkyard parts in a few hours. I was going to buy it from her but couldn’t beat the insurance, so I figured I’d pick it up at closed-bid auction for $700, but it already had a rebuilt title and so they said “second total loss irreparable”. Not the environmental bs reason but still bs all the same.

There are certain aspects to this socialized insurance I don’t like at all. Not many, but they’re pretty big ones.

I hope things work out for you. Even if you can’t get anything out of Lyft (or the driver) it’ll be pretty cheap for a junkyard bumper and the exhaust won’t be much either, but I’d go new with that. I recommend side pipes.

facw > Denver Is Stuck In The 90s
12/05/2016 at 21:07

Did he have a passenger? Lyft has insurance from pickup to dropoff, and has supplemental insurance the whole time they are using the app: https://help.lyft.com/hc/en-us/articles/213584308-Insurance-Policy

Kinja'd!!!

Denver Is Stuck In The 90s > facw
12/05/2016 at 21:19

He did not

SteveLehto > Manwich - now Keto-Friendly
12/05/2016 at 22:12

I’ve learned to not assume things. Especially on the internet.

SteveLehto > Denver Is Stuck In The 90s
12/05/2016 at 22:15

I’m not sure about Colorado law. This stuff varies wildly from state to state. But if nothing else, you can usually sue in small claims court for some amount (which is more than you might guess but less than you are deserving of). Of course, he probably isn’t collectible but it’s always fun to try .

But call a COLO attorney first to see.

DipodomysDeserti > TheLOUDMUSIC- Put it in H!
12/05/2016 at 23:47

Sounds like somebody in CO doesn’t like the green.

pip bip - choose Corrour > Denver Is Stuck In The 90s
12/06/2016 at 03:36

fix the exhaust , and leave it at that.

Arrivederci > Tekamul
12/06/2016 at 07:56

Ah, good to know!

Arrivederci > V8Demon - Prefers Autos for drag racing. Fite me!
12/06/2016 at 07:56

Ah, good to know!